Commercial Umbrella Insurance

Commercial Umbrella Insurance Picks Up Where Everything Else Leaves Off


Commercial umbrella insurance in Miami may be the final piece of the insurance puzzle to protect your business from catastrophe. Commercial umbrella insurance provides a supplement to your basic business insurance policies. It will pick up where your other policies leave off, which could be critical to your business success in the event of a lawsuit, property damage or other form of accident.

Commercial umbrella insurance is sometimes referred to as "excess liability" coverage. It provides a backup policy to close the gaps between your first level of coverage and the final cost of settlement on a claim. If, for example, your general liability insurance provides for $1,000,000 of coverage and you are faced with a claim settlement of $1,500,000, your umbrella policy will step in to take care of providing the additional coverage. It can provide that final peace of mind you need to conduct your business without the added stress of dealing with claims and lawsuits.

If you'd like to learn more about what a commercial umbrella insurance policy can mean to you and your business, give us a call at Qbik Insurance. One of our experienced commercial agents will be happy to sit down with you to discuss the benefits of obtaining a commercial liability quote for your small business. Obviously there will be greater costs involved in carrying such a superior level of insurance protection, but isn't your business worth it?


Our agents are familiar with the basic costs and options for saving you money while providing the highest level of quality protection available. So call now for a free, no obligation commercial umbrella insurance quote. With one simple policy you can finally close the gap on potential claims involving personal injury, professional liability for breach of contract and even added coverage for vehicle insurance.

If there's even the slightest doubt that your present policies could leave you high and dry in the event of a lawsuit or claim, you owe it to yourself to discuss the options of a commercial umbrella policy. Our agents are standing by to serve you on this or any other insurance concern you may have with your small business.